Call us today on:

Moving home starts here

Seen your forever home? Now it’s time to find your home mover mortgage.

Moving home can be just as daunting as buying your first home. Especially as you now also have a mortgage to move!  Don’t despair, let Forever Home Mortgages make your transition as smooth as possible.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Mover Mortgages: A Step-by-Step Guide

Here at Forever Home Mortgages we know that moving home can be daunting, so we are here to guide you step-by-step – from putting your existing home on the market through to removals to get you on the move. We’ll provide home mover mortgage advice into whether you should be porting your existing mortgage or look to consider other mortgage providers. We can also help in providing recommendations to solicitors and surveyors, cleaners and conveyancers so you can make your next move with confidence.

Your journey to your Forever Home

Ready to get started? Here’s our four-step journey to your forever home

Review and renew

reviewing your insurance policies is part of our process, to keep you and your new home protected.

Get Mortgage Ready

we can get you an agreement in principle in as little as 20 minutes.

Let’s get going

book a no-obligation consultation at a time to suit you.

A Helping Hand

we don’t just help secure you the right products, but support you all the way through until completion.

Should you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of the claim,
declining to pay all the claim and possibly declaring the policy invalid.

Making moving easy

We have the answers and tools to make the moving home process as smooth as possible.

What is
Porting?

If you are moving home, you may be able to transfer your mortgage to your new home. The process of this is called porting – where you transfer your existing mortgage deal to the new home. You can look to borrow additional funds if the new home is more expensive, subject to meeting the lenders requirements. Importantly, all porting applications do require you to reapply to the lender to keep your mortgage rate and changes in your circumstances may effect your eligibility for the deal.

Moving Home
Mortgage Calculator

Our affordability calculator can guide you to how much you borrow, but to get a detailed view of how much you might be able to spend on your next property, book your no-obligation initial consultation with Forever Home Mortgages. During this call, you will also get advice on the other costs associated with moving home, such as conveyancing, estate agents and removals.

your questions
our answers

we give people the tools, knowledge and expert support they need to help them move and find their forever home

can I transfer my mortgage
to another house?
If you are thinking about moving, you may wish to hold onto your existing mortgage rate and transfer your mortgage to another house. Many lenders allow this option, but you need to meet their lending criteria and affordability requirements. Get in touch to discuss this option with us.
I’ve got a fixed rate mortgage
and I’m moving house…
Porting your existing mortgage rate to a new home is often the best option if you are in the middle of a fixed rate mortgage. Most fixed rate mortgages have penalties for leaving them early but occasionally it can be more cost effective to pay these and transfer your mortgage deal to another provider. Forever Home Mortgages can give the right mortgage advice depending on your individual circumstances when considering moving home.
How can I calculate my
mortgage when moving home?
If you are wondering how much you can borrow when moving home, Forever Home Mortgages can look at over 100 lenders to assess your borrowing when looking at a mortgage to move home.
Can I consolidate moving
costs into a mortgage when moving home?
The cost of moving home can sometimes be a factor that stops you from moving to your forever home. But did you know that if your affordability and equity level allow, you may be able to add costs such as stamp duty and estate agent fees into your home mover mortgage? Schedule a no-obligation initial consultation to find out more.

We use cookies on our site by continuing to browse our site, you agree to the use of these cookies.
You can read our cookie policy and learn more here