Unsure if critical illness cover is for you? We provide advice specific to you, helping you to make that decision.
Critical illness cover can provide financial security during a difficult time, and you can use a lump sum payout in any way you see fit, giving you flexibility when dealing with the financial impact of a serious illness, safe in the knowledge you are covered.
Should you fail to disclose or misrepresent a fact, then you risk the insurer only paying part of the claim, declining to pay all the claim and possibly declaring the policy invalid.
Critical illness cover or serious illness cover is there to give you financial piece of mind if you fall ill. It will typically cover conditions like cancer, stroke, heart attacks and multiple sclerosis. Numerous other conditions may be covered by your critical illness cover, depending on the provider and you will receive tailored advice depending on the type of cover you wish to take.
Ready to get started? Here’s our four-step journey to financial resilience
we guide you through the application process to make sure you qualify for the cover applied for.
our consultation will mean we provide the right recommendation for your circumstances.
book a free consultation at a time to suit you.
confused by critical illness cover? let our frequently asked questions give you clarity on critical illness cover.
We hope bad things don’t happen, but be covered in case they do.
It is quite common for critical illness cover to be taken alongside life insurance. Whether this is right for you, will depend on your own personal and financial situation. You may benefit from some cost savings by combining the cover with the same provider, and you will give yourself a well-rounded protection plan. Whichever route you may think is right for you, it is vital to consult with an adviser like Forever Home Mortgages, who can help tailor a plan that aligns with your specific goals.
We always give a personal recommendation, on the basis of a personal analysis of you and your circumstances. We have 13 providers on panel including household names such as Aviva, LV and Legal and General for critical illness cover, alongside Vitality for serious illness cover, so that any recommendation can be specific to your needs and preferences.
We aim to give you the knowledge and guidance to help you purchase and secure your forever home
We aim to give you the knowledge and guidance to help you purchase and secure your forever home
Forever Home Mortgages, a trading style of Forever Finance Group Ltd (1034494) is an appointed representative of HL Partnership Limited (303397) which is authorised and regulated by the Financial Conduct Authority.
Forever Finance Group Ltd is registered in England and Wales with company number 16331466. Registered office: 35 Bradford Street, Market Harborough, England, LE16 9FJ
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £245 to £695 and this will be discussed and agreed with you at the earliest opportunity.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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